Common Medicare Questions
Still have questions about Medicare? We can answer them for you. We receive questions every day from our clients, and have compiled a list of those we are asked most frequently. If you don’t see the answer to the questions that you have, contact us and we will speak to you personally!
How do I know which Part D plan I should enroll in?
You should research your options in your area and find the plan that provides you the lowest out of pocket expenses. To calculate your total out of pocket expenses for Part D, you need to include both the premium and any copays or coinsurance you would be responsible for. gov website provides a comparison tool to calculate these amounts. Pay close attention to the formulary and tier of each plan to see where your medications are listed. If non-formulary, understand that plan will provide no benefits towards the costs of those drugs. It is very important to research and select the right plan for you. You do not have to purchase the same plan as your spouse.