Common Medicare Questions

Still have questions about Medicare? We can answer them for you. We receive questions every day from our clients, and have compiled a list of those we are asked most frequently. If you don’t see the answer to the questions that you have, contact us and we will speak to you personally!

What is my Initial Election Period?

Initial Election period, or commonly referred to as IEP, refers to the initial opportunity an individual has to enroll into Medicare. IEP begins 3 months prior to 65th birth month then extends through your birth month and extends for 3 months after your birth month. For example, if you are born in January, your IEP starts on October 1st and extends through April 30th. Should you be interested in Medicare Advantage as opposed to Original Medicare, your enrollment period, referred to as Initial Coverage Election Period (ICEP), provides the same enrollment period. Part D plan initial enrollment at 65, referred to as IEP, would be the same 7-month period starting 3 months before your birth month and extending through 3 months after your birth month.

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