Medicare 101

Licensed Medicare Insurance Agent

Why You Should Work with a Licensed Medicare Insurance Agent

To prevent fraud and provide structure to the Medicare program, The Centers for Medicare and Medicaid Services (CMS) have established guidelines for agent meetings, communications and compliance. As a result, it is important that you as a Medicare beneficiary identify agents that are compliant with their Medicare insurance licensing, certification and compliance. The Rules Licensed …

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medicare vs. medicaid

Medicare vs. Medicaid

Medicare and Medicaid sound similar in name but there are key differences between two that are important to understand. Both are governmental programs offering essential healthcare coverage to specific qualifying groups of people that need these benefits. In this blog post, we’ll discuss what these programs cover, their eligibility requirements, their similarities and differences and …

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Medicare prescription drug coverage

How to Use Your Medicare Prescription Drug Coverage

Medicare drug coverage for outpatient self-administered prescription drugs is an important benefit available to those covered by Medicare. It’s crucial to understand how to maximize your benefits and use your Medicare prescription drug coverage effectively to reduce out-of-pocket costs. Your Doctor Prescribed You a Medication: Now What? To take full advantage of your Medicare plan’s …

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guide to medicare formularies and part d prescription drug coverage

Your Guide to Medicare Formularies and Part D Prescription Drug Coverage

Original Medicare (Part A and B), introduced in 1965, did not cover outpatient prescription drugs. Over time, Medicare beneficiaries paid increasing amounts for out-of-pocket drug costs that, by 2003 were rising by roughly 12% annually. These higher costs to beneficiaries led Congress to pass the Medicare Prescription Drug Improvement and Modernization Act of 2003 to …

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best Medicare Advantage plan

What Is the Right Medicare Advantage Plan for Me?

If you’re considering enrolling in a Medicare Advantage plan, it’s important to evaluate your options based on your situation and needs. Here are some top factors to consider when exploring your options: your geographic location, total plan costs, additional plan benefits, formulary composition and medical provider network. Read our concise guide for tips on comparing …

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Medicare Advantage vs. Medicare Supplement

Understanding Medicare Advantage vs. Medicare Supplement Plans

When you need to supplement your Original Medicare (Parts A and B) plan with additional healthcare benefits, it’s important to know your options. The three most commonly chosen options are Medicare Part D, Medicare Advantage and Medicare Supplement plans. In this blog, we will cover the similarities and differences between Medicare Advantage plans and Medicare …

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