Need to change your plan?

Do your current benefits still meet your needs?
The time that you can make changes is now,
and ends on December 7.

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Plan and Prescription Review

Are you currently enrolled in Medicare?

Did you know that costs, coverage and service areas for your particular plan could change for the following year?  

Don’t assume that your plan will meet your needs every year without reviewing any upcoming potential changes to your plan, as well as any additional healthcare needs you might have. 

Did You Know?

Every year, CMS makes adjustments and changes to existing Medicare plans, which can include:

✓ Changes in premiums, copayments and deductibles relating to Parts A, B, C, D and Medigap plans. 

✓ The impact of changes in coverage gaps (donut holes).

✓ Formulary and tier changes for approved prescription drug lists. 

Annual Notice of Change (ANOC)

If you currently have a Medicare Advantage plan or a stand-alone Part D prescription drug plan, be on the look out for your Annual Notice of Change (ANOC) , which you can expect to receive in the mail from your plan provider no later than September 30, which is 15 days prior to the beginning of AEP. 

Make sure that you review it carefully for changes in the costs and services covered with your plan.

A reason to review your ANOC is because you need to know if your formulary, deductible, out-of-pocket limits or copays for your Medicare Advantage or prescription drug plan change. 

A tip: Make sure that all of your medications are still included in the formulary for your particular plan, or if they’ve changed tier.  Failure to address any changes could have a significant financial impact. 

Annual Enrollment Period (AEP)

During this enrollment period, which runs annually from October 15th – December 7th, you can add, change or drop your Medicare coverage depending on your current enrollment.  This will be the only time each year you can make changes to your Medicare benefits unless you qualify for a Special Election Period.

Please click below to see the allowable changes you can make.

 leave your Original Medicare plan and switch to Medicare Advantage.

leave your Medicare Advantage plan and return to Original Medicare.

leave a Medicare Advantage plan that you’re currently enrolled in and change to another Medicare Advantage plan.

enroll in a Part D Prescription Drug plan.

switch to a different Part D Prescription Drug plan if you’re currently already enrolled in one.

drop your Part D coverage completely, without being penalized, if you have creditable coverage through an employer or other source.

How An Annual Review is Beneficial to You

By reviewing your benefits annually, you ensure that you will be enrolled in the right plan for the upcoming year as it relates to your medical and financial needs. 

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Understanding Your Rights

Assist in helping you understand your rights and options to add, change or modify your existing Medicare benefits.

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Current Plan
Review

Review coverage with your existing plan and provide cost and benefit comparisons to new plans available.

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Current Prescription Drug List Review

Review your current prescription drug list and provide cost comparisons to formularies for upcoming year. 

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Doctors Still in
Network?

Determine if your current healthcare providers are still in approved network for the upcoming year. 

Healthcare costs and needs change every year. Schedule an annual review of your current coverage with one of our licensed agents today.

Contact Us

  • 1934 Old Gallows Road, #350
    Vienna, Virginia 22182
  • 1-703-214-4600
  • info@medicareportal.org
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