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Medicare beneficiaries with End Stage Renal Disease

Good News for Medicare Beneficiaries with End-Stage Renal Disease

Are you one of the almost 500,000 Medicare beneficiaries affected by End-Stage Renal Disease (ESRD), also known as kidney failure? An ESRD diagnosis triggers Medicare eligibility, regardless of a person’s age, however Original Medicare carries potentially high out-of-pocket costs (20% coinsurance for Part B services, including dialysis). Thanks to the 21st Century Cures Act, signed

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Medicare supplement insurance agent

What to Consider When Working with a Medicare Supplement Insurance Agent

Working with a Medicare supplement insurance agent offers a number of benefits as you navigate the often complex considerations of enrolling or changing your Medicare plan. Not only does the right agent help you understand different Medicare plans’ terms and coverage, but they can also lend a helping hand in regard to understanding enrollment periods

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independent local medicare agent

How to Choose an Independent Local Medicare Agent

Understanding your Medicare coverage options as well as selecting the Medicare option that best fits your medical and financial needs can seem like a daunting task. To help you through the process of learning and enrolling, engaging the services of an independent local Medicare insurance agent can provide great benefits. At no cost, they provide

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the difference between medicare advantage and medigap

The Difference Between Medicare Advantage and Medigap Insurance Plans

Two of the most commonly chosen options for individual Medicare benefits are Medicare Advantage and Medigap insurance plans. Medicare Supplement Insurance (also referred to as Medigap) is purchased to be the secondary payer for Original Medicare (Parts A and B), while Medicare Advantage plans are selected to provide an alternative to Original Medicare. Please note

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Couple-researching-start-of-medicare-coverage

When Does Medicare Coverage Start?

When you’re close to the age for Medicare eligibility, you may wonder when to enroll and when your Medicare coverage starts. You may not know what questions you need to ask, or what requirements you’ll need to meet to begin receiving Medicare benefits. We cover some of these basics in the content below. Medicare is

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Working Past 65: How Creditable Coverage Impacts Your Medicare Plan

Working Past 65: How Creditable Coverage Impacts Your Medicare Plan

According to the U.S. Census Bureau, around 10,000 people turn 65 years old every day, which potentially makes them eligible for Medicare health insurance benefits. Working past age 65 and delaying retirement can pose a challenge when considering your coverage options and navigating Medicare enrollment. Consulting with a local Medicare insurance agent can help you

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