Our Medicare Blog
Why You Should Work with a Licensed Medicare Insurance Agent
To prevent fraud and provide structure to the Medicare program, The Centers for Medicare and Medicaid Services (CMS) have established guidelines for agent meetings, communications and compliance. As a result, it is important that you as a Medicare beneficiary identify agents that are compliant with their Medicare insurance licensing, certification and compliance. The Rules Licensed Medicare Insurance Agents Should Follow There are thousands of Medicare insurance agencies, call centers and independent agents who can help
Medicare Coverage for Preventive Care Services
The purpose of preventive care services is to help reduce the risk and impact of medical conditions through early detection and treatment. Health care consumers benefit greatly from early diagnoses because treatment can take place earlier, before a condition can exacerbate. Whether you are enrolled in Original Medicare or Medicare Advantage, your plan will include various preventive services such as screening tests, lab tests, immunizations and counseling. Let’s explore the types of covered preventive care services
Medicare and Your Health Savings Account (HSA)
One of life’s most desirable milestones is reaching retirement. Along with this incredible event is enrollment into Medicare. Most individuals enroll in Medicare when they first turn 65, while others may work longer and delay Medicare enrollment until they retire. If you are working past 65 and planning to fund a Health Savings Account (HSA), there are some important details you need to know. Let’s discuss the important rules and options to be aware of that guide
Medicare vs. Medicaid
Medicare and Medicaid sound similar in name but there are key differences between two that are important to understand. Both are governmental programs offering essential healthcare coverage to specific qualifying groups of people that need these benefits. In this blog post, we’ll discuss what these programs cover, their eligibility requirements, their similarities and differences and lastly, the circumstances that guide dual eligibility. What Is Medicare? Medicare is a program run by the federal government under the
Your Medicare Enrollment Choices When Working Past The Age of 65
A growing number of Americans are choosing to work past their 65th birthday. According to data from the Bureau of Labor Statistics (BLS), approximately 20% will decide to continue working well into their 60s and 70s. The top reason for the shift is a positive one. As many as 75% of Americans over the age of 65 describe their health as good or excellent, and seniors feel more capable to continue working than they have
How to Use Your Medicare Prescription Drug Coverage
Medicare drug coverage for outpatient self-administered prescription drugs is an important benefit available to those covered by Medicare. It’s crucial to understand how to maximize your benefits and use your Medicare prescription drug coverage effectively to reduce out-of-pocket costs. Your Doctor Prescribed You a Medication: Now What? To take full advantage of your Medicare plan’s prescription drug benefits, the first thing you need to do when your doctor prescribes medication(s) for you is confirm if
