If you’re new to Medicare, have a life change or need to review and adjust your existing plan,
Medicare Portal’s experienced agents are at your service.
Are you eligible for Original Medicare (Part A and Part B)? Generally, you’re eligible for Medicare at age 65 if:
- You’re a U.S. citizen,
- You’re a legal permanent resident (green card holder) and you’ve lived in the United States for at least five years in a row prior to applying for Medicare.
You can also qualify for Original Medicare if you:
- You’re younger than age 65 and receiving Social Security or certain Railroad Retirement Board Disability benefits for at least two years.
- You’ve been diagnosed at any age with Lou Gehrig’s Disease, also called Amyotrophic Lateral Sclerosis (ALS), and received Social Security Disability.
- You’ve been diagnosed at any age with End Stage Renal Disease, also known as ESRD, have been on dialysis for at least three months, or have had a transplant.
Part A is known as Original Medicare, and it covers hospital expenses, skilled nursing, limited home care and hospice.
Eligibility for Medicare Part A requires you or your spouse to have legally worked and paid income taxes for at least 40 quarters (10 years) in the United States.
Because you paid taxes (FICA) during your employment, you won’t be required to pay Part A premiums when you’re eligible.
If you haven’t worked the mandatory 10 years to qualify, purchasing Part A is still an option, but you’ll be required to pay for this coverage.
To find out the exact premium that you will have to pay, you will need to contact Social Security.
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