Medicare Parts A, B, and D Explained

You have two different ways to obtain your coverage.  You can keep your Original Medicare (Parts A and B), and perhaps join a Prescription Drug plan and a Medigap policy as well, or you can purchase a Medicare Advantage plan (Plan C), and perhaps a stand-alone Prescription Drug plan.

Before you can choose your path, however, we recommend that you read more about each Part of Medicare and what they offer. Gaining a better understanding of the pros and cons of each plan will help you make a more informed decision regarding your healthcare coverage.

Your Medicare Coverage Options

Option 1:
Original Medicare
Includes Parts A and B

Part A

Hospital Insurance 

Part B

Medical Insurance

You Can Add

Part D

Medicare Prescription 

Drug Coverage  

You Can Also Add

MediGap

Medicare Supplement Insurance 

Helps to cover your out-of-pocket costs in Original Medicare. 

Option 2:
Medicare Advantage
Includes Part A, B and D

Part A

Hospital Insurance 

Part B

Medical Insurance

Part D

Medicare Prescription 

Drug Coverage  

Most Medicare Advantage plans include prescription drug coverage. If your plan doesn’t, you might have the option to enroll in a separate Part D plan.

Which option is the best for you?

Still not sure which option is the best for you? Selecting your healthcare coverage is an important decision, so it’s crucial for you to learn as much as you can about your options. Contact us and we can help.

Contact Us

  • 10809 Second Street Fairfax, Virginia 22030
  • 1-703-214-4600
  • info@medicareportal.org